Buying A Property

Every You Need To Know About Buying Your New Home

Buying made easy - From contract review through to settlement, we’ve got you covered. Order Searches, transfer title deed, and register your funds with PEXA. We’re here to help with all the steps of your property journey.

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Conveyancing Checklist for Homebuyers

adelaide conveyancer1. Financing

Getting your finances ready is the first step in the home-buying process. This step includes:

Making sure you have saved enough deposit.
Talking to your lender mortgage broker or lender to determine how much you can borrow.
Getting pre-approval from your bank.

2. Contract of sale

To avoid regretting your homeownership decision, make sure to comb through the fine print before signing the contract of sale. Here are the other things you need to do before inking the deal.

  • Arrange a building and pest inspection. It is also advisable to make the contract conditional upon obtaining an inspection report.
  • Make sure any additional conditions that you and the seller have agreed upon are included in the contract.
  • Sign the contract.
  • Once the contract is signed, notify your mortgage broker so they can prepare the loan application.
  • Dial A Conveyancer will prepare the necessary paperwork and arrange the settlement on your behalf. You will need the following documents:
    • 100 points of ID. These include your driver’s license, passport, birth certificate, Medicare card, and credit cards.
    • Income details. At least two of your most recent payslips and pay summary. If you are self-employed, you need to prepare personal and business tax returns.
    • Details on your assets. These include other properties under your name and the income they generate, vehicles, term deposits, and shares.
    • Details on your liabilities. These include outstanding debts from credit cards and other loans.

If you are a first home buyer, you may be entitled to several government-sponsored benefits. Make sure to discuss your potential eligibility for these grants with your conveyancer before executing any contract.

3. Settlement

  • Arrange for utility service providers to install connection to your new home.
  • Contact an insurance provider to arrange for coverage. Some banks make this a requirement prior to settlement.
  • Arrange for professional removalists to transport your personal belongings to your new home.
  • Schedule a final inspection of the property with the real estate agent.
  • Once settlement is completed, get your keys from the agent and prepare to move in.


Contact us today!

At Dial a Conveyancer we can assist you with your next sale or purchase, anywhere in Adelaide or South Australia.


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